YOU CAN BUY THIS $1,049,500 home for the same payment as a $885,000 home. UPGRADE into this Home. SELLER FINANCING AVAILABLE with MUCH lower than market rates. Buyer can get a rate in the high 3’s to low 5’s depending on down payment, and SAVE $38K in closing costs. MINIMUM of 20% down and Buyer must get pre-approved with Leahy Lending for seller financing consideration. NO formal underwriting, MUCH lower closing costs, NO discount points, close as fast as 10 days – Experience how lending should be done. Located in the prestigious T BAR M Ranch Estates, this exquisite 5-bedroom, 4.5-bathroom stucco home epitomizes luxury family living. Set on a landscaped acre lot with mature trees, it features an oversized two-car garage and a two-car carport. The grand foyer welcomes you into a home with vast social spaces, highlighted by two-story ceilings and expansive windows in the living room, anchored by a warm gas fireplace. Freshly painted in neutral tones and adorned with diagonal tile flooring, the residence exudes sophistication. The chef’s kitchen is equipped with custom cabinets, a large center island, granite countertops, a new stainless steel refrigerator, dishwasher, and a commercial-sized 5-burner Dynasty gas stove. A butler's pantry enhances the flow between the kitchen and dining room. The luxurious first-floor master suite boasts tray ceilings with crown molding, handscraped hardwood floors, dual vanities, a garden tub with floor-to-ceiling tiling, a separate shower, and two closets. It opens to a covered patio for private relaxation. The ground floor also includes a large game or media room. Upstairs, new carpet leads to spacious secondary bedrooms, two with ensuite bathrooms, ideal for family or guests. The fifth bedroom is flexible, perfect as an office or music room. Outside, twin covered patios—one stone and one composite decking—offer tranquil spots for entertainment or relaxation. A stone path leads to an outdoor fireplace w/benches